About SwiftBuddy
SwiftBuddy is a Nigerian payments app for paying bills, sending money and paying a loved one's bill without ever seeing their details.
Why we built it
Almost every Nigerian family helps each other pay bills. A parent's electricity token runs out, a sibling needs data for an exam, a friend's DStv is about to be cut. Until now that meant sending meter and smartcard numbers back and forth on WhatsApp, transferring money, and hoping it was spent on the right thing.
SwiftBuddy was built so helping each other with money feels easy, safe and dignified: every everyday bill in one wallet, and the power to pay a loved one's bill directly without ever handling their private details.
Key facts
- What it is
- A wallet and bills app for everyday life in Nigeria
- Company
- Swiftbuddy Technology Limited
- Registration
- RC 7674489
- Founded
- 2024
- Founder
- Joseph Yusuf Onni
- Headquarters
- Lagos, Nigeria
- Public launch
- 25 October 2026
- Available on
- Android (Google Play) and iPhone (TestFlight beta, App Store coming)
- Website
- swiftbuddy.africa
- Press
- info@swiftbuddy.africa
What people use it for
- Airtime and data for MTN, Airtel, Glo and 9mobile
- Electricity tokens for prepaid and postpaid meters, from every major distribution company
- DStv, GOtv, StarTimes and Showmax subscriptions
- Betting and gaming wallet top-ups
- Transfers between SwiftBuddy buddies, found by username or phone number
- Bill gifting: pay a loved one's bill without seeing their details
- Money and bill requests between buddies
- Recurring payments, loyalty points and signed account statements
- Payments to churches, mosques, schools, associations and businesses
Founder
Joseph Yusuf Onni
Founder, SwiftBuddy
Global Business Transformation Leader
Safety and trust
Identity data (BVN, NIN) is encrypted with AES-256 and only ever shown masked. Accounts are protected by biometric login, a transaction PIN and one-time codes for sensitive changes. Payments, bill delivery and identity checks run through licensed Nigerian partners, and limits follow the CBN's tiered KYC rules.
For journalists
Use this description as it is, or shorten it:
SwiftBuddy is a wallet and bills app for everyday life in Nigeria. People buy airtime and data, pay for electricity and cable TV, fund betting wallets, send money to buddies, and gift or request bills, all from one balance. Bill gifting lets someone pay a family member's or friend's bill while seeing only a nickname and a masked number, never their meter, phone or smartcard number. Churches, mosques, schools and associations can also collect payments in the app.
Press and interviews: info@swiftbuddy.africa · +234 913 163 0723
Swiftbuddy Technology Limited · RC 7674489 · founded 2024 · Lagos, Nigeria